We may also update, change, suspend or discontinue the Service (or any part, content or feature) at any time, without notice and without liability to you or anyone else (for example, to offer or test new or different features, technologies, or services, to repair, improve or further develop the Service, to comply with legal, regulatory or contractual requirements, or in response to exceptional or unforeseen circumstances). Some services and features may not be available in all countries, in all languages, or in all operating systems.

We respect intellectual property rights and expect the same from others. If you believe that any material available on the Service infringes your copyright or other intellectual property rights, please notify us promptly so we can review and address your concern.

Your notice should include the following information (as required under 17 U.S.C. § 512(c)(3)):

Submitting false or misleading claims of infringement may result in legal liability under applicable laws (including 17 U.S.C. § 512(f)). We reserve the right to seek damages from anyone who knowingly submits false claims of infringement or misrepresentation.

Subject to your full compliance with these Terms and all applicable laws, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Service and to install and use the App on your personal devices, solely for your personal, non-commercial use.

When you lawfully access, purchase, or download Platform Media, the Company additionally grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access, view, and, where expressly permitted by the App, temporarily cache Platform Media for offline viewing or reading solely for your personal, non-commercial use and only in geographic territories where the Company holds the rights to offer such Media.

The Service and all content available through it are licensed to you on a limited, non-exclusive, non-transferable basis solely for your personal, non-commercial use. You do not acquire any ownership rights in the content. All rights not expressly granted herein are reserved by the Company.

The availability of particular features or Platform Media may be modified, restricted, or discontinued at any time without notice, including based on your location, device, or applicable rights.

Any use of the Service or Platform Media beyond the scope of these licenses constitutes a material breach and may result in immediate suspension or termination of your access and revocation of licenses, and allows the Company to pursue all remedies available to it under applicable law.

Except as we expressly authorize in writing, you must not, directly or indirectly, and must not permit others to:

Any unauthorized use of the Service or Platform Media, or any violation of these Terms, will automatically and immediately revoke your license without notice, and may subject you to civil or criminal penalties or other remedies available to the Company at law equity.

In addition to the other restrictions set forth in these Terms, you may not, and may not permit others to:

The Company reserves the right to revoke your license to access any Platform Media at any time, including but not limited to situations where you have violated these Terms, if the Company is no longer legally authorized to provide the Platform Media, or due to rights-holder or technical restrictions. The Company may modify, suspend, or discontinue the availability of any Platform Media or feature at any time without liability.

You retain ownership of any User Content you submit, subject to the license granted to the Company. By submitting User Content, you represent and warrant that you own or have all necessary rights and permissions to grant the above license. You confirm that your content does not infringe upon any third-party intellectual property, privacy, or contractual rights and that any third-party rights, including moral rights, in the User Content have been lawfully waived or granted to you. The Company and its successors may use the User Content without compensating you.

The Company does not actively monitor User Content but reserves the right to review, edit, remove, or restrict content at its discretion. This applies particularly to content that contains offensive, illegal, defamatory, or misleading material; violates third-party intellectual property, privacy, or contractual rights; promotes harm, violence, harassment, or illegal activity; or disrupts the functionality, security, or reputation of the Service. The Company assumes no liability for the accuracy or legality of User Content submitted by others.

You agree not to use the Service to distribute illegal, deceptive, or harmful content; impersonate another individual or misrepresent your affiliation; reverse-engineer, extract, or manipulate any part of the Service; or interfere with the security, availability, or integrity of the Service. Violation of these Terms may result in the immediate suspension or termination of your account, as well as legal consequences.

The Company reserves the right to modify, suspend, or discontinue any aspect of the Service at any time without liability. Certain features may not be available in all regions or on all devices. If a modification impacts your use of the Service, you may cancel your subscription or delete your account.

In order to use the Product, you need to have a compatible device running a supported operating system. Minimum supported OS versions are published and maintained on the App's listing page in the applicable app store and may be updated from time to time.

Also please make sure you are using the latest version of your web browser when accessing the Website, as that will help prevent security problems and ensure all the Website features work for you.

Your use of the Service is at your own risk. The Company does not guarantee the accuracy, reliability, or fitness of any content provided. We are not responsible for loss of data, device malfunctions, or technical failures, any reliance on fitness, nutrition, or wellness recommendations within the Service, or personal injury, financial loss, or any legal claims arising from your use of the Service.

By using the Service, you acknowledge that the Company does not endorse, verify, or assume responsibility for the accuracy, legality, quality, or reliability of any Third-Party Services or Third-Party Materials. Some of this content may be objectionable, offensive, or misleading, and the Company is not liable for any exposure to such material. Any interactions, transactions, or agreements you engage in with third parties through the Service are solely between you and the respective third party. The Company bears no responsibility for any disputes, losses, or issues that may arise from these interactions.

The Service may include advertisements, sponsored content, or links to third-party websites that are not owned or controlled by the Company. Clicking on third-party links or engaging with external services does not establish any endorsement, affiliation, or sponsorship between the Company and the third party. Any engagement with such content is at your own risk. It is your responsibility to review and comply with the terms, policies, and privacy practices of third-party services before using them. The Company disclaims any liability for how third parties collect, process, or use your data.

The Company does not monitor, evaluate, or guarantee the accuracy, completeness, or legality of Third-Party Materials. To the fullest extent permitted by law, the Company makes no express or implied warranties regarding third-party content and disclaims all liability for any loss, damage, or harm resulting from your reliance on or use of such content. Some third-party materials may be outdated, misleading, or otherwise unreliable, and you assume full responsibility for any decisions based on this content.

Accessing Third-Party Services through the Service is entirely voluntary. You assume all risks associated with interacting with third-party content, including potential malware, phishing scams, or deceptive practices. The Company is not responsible for any technical issues, disputes, or damages arising from your engagement with Third-Party Services. By using such services, you waive any claims against the Company related to your interactions with third-party content, advertisements, or external links.

Advertising, trailers, previews and other promotional materials are provided for illustrative and marketing purposes only and may differ from the content actually available in the Service. The Service may offer both free and paid content, and access to certain content, books, or chapters requires a paid subscription or the use of Virtual Currency (as defined below).

Upon completing the onboarding process on the Website or in the App, you will be presented with available subscription options, their pricing, durations, and accepted payment methods (e.g., Mastercard, Visa, PayPal, Apple Pay, Google Pay). By selecting a subscription and authorizing the payment, you instruct the applicable payment processor or App Store to charge your selected payment method. Once the payment is validated, you will receive access to the Service.

For Web Purchases, payments are handled by third-party payment processors, which you authorize to charge your selected payment method. These processors handle transaction processing and notify us of successful payments. For In-App Purchases, payments are processed by the App Store, and the respective App Store's terms and policies govern the transaction.

By proceeding with a subscription, you acknowledge that charges will be applied periodically based on the selected billing cycle. The renewal rate will be no more than the rate for the immediately prior subscription period, excluding any promotional (introductory) and discount pricing, unless we notify you of a rate change prior to your auto-renewal.

In addition to your subscription, you may have the option to purchase add-on items such as premium content, consultations, or supplementary features. These add-ons may be one-time purchases or recurring charges. Your main subscription will also remain in effect as necessary to access your add-ons, but canceling an add-on alone does not affect your primary subscription.

You acknowledge and agree that:

All purchases of Virtual Currency are final and non-refundable, except where required by applicable law or otherwise determined by us at our discretion. The exchange rate for Virtual Currency (i.e., the amount of Virtual Currency you receive per unit of real currency) is determined by us in our sole discretion and may change at any time without notice. Any promotional or bonus Virtual Currency may be subject to additional terms, restrictions, or expiration dates as determined by us. We reserve the absolute right, at our sole discretion, to manage, control, regulate, modify, or discontinue Virtual Currency or related features at any time, with or without notice, and without liability to you or any third party.

You agree that all Virtual Currency may be permanently forfeited, without prior notice, refund or compensation, if:

You will not receive money or other compensation for unused Virtual Currency when your account is closed whether such closure was voluntary or involuntary. Certain jurisdictions may provide statutory rights (including cooling-off periods) that allow you to withdraw from a purchase. Nothing in this section limits your legal rights under applicable law.

When you make the Web Purchase, you acknowledge and agree that all Web Purchases are non-refundable or exchangeable. Notwithstanding anything to the contrary in the foregoing, the Company will provide refunds and/or Purchase cancellations in cases and to the extent required by mandatory provisions of applicable law. The Company may also provide refunds at its own discretion and subject to our policies that may be published from time to time.

App Store refunds are subject to their policies.

If you initiate a chargeback or payment dispute, we may suspend or terminate your access to the Service. Fraudulent or improper chargebacks may result in a permanent ban from using the Service and potential legal action.

We may offer free trials providing temporary access to the Service. The trial duration and terms will be displayed at sign-up. If you do not cancel before the trial ends, your subscription will automatically convert into a paid subscription, and the applicable fee will be charged.

We do not guarantee reminders before the trial expires. It is your responsibility to track the trial period and cancel if you do not wish to continue. The Company reserves the right to modify, revoke, or restrict trial eligibility at any time.

To the maximum extent permitted by applicable law, we may modify subscription fees at any time. If notification is required under applicable law, we will inform you of pricing changes in the manner and timeframe mandated by regulations. Where no specific timeframe is prescribed, we will provide notice by posting the updated prices in the App, sending an email notification, or using other prominent communication methods. The revised pricing will take effect as specified in the notice.

If you do not agree to the updated fees, you may cancel your subscription before the new pricing takes effect or refrain from prepaying for continued access to the Service.

By accessing or using the Service, you confirm that:

If any information you provide is false, misleading, outdated, or incomplete, we reserve the right to deny or terminate your current or future access to the Service.

The Service is made available for its intended purposes only. You may not use the Service for any unauthorized, commercial, or competitive activities unless expressly approved by us.

You agree not to engage in the following activities when using the Service:

We expect all users to interact with our customer support team in a respectful and professional manner. If at any time your communication or behavior is deemed harassing, abusive, threatening, or offensive, we reserve the right to terminate your account immediately.

IN PARTICULAR, WE DO NOT WARRANT THAT:

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY EXPRESSLY DISCLAIMS ANY LIABILITY FOR YOUR RELIANCE ON ANY STATEMENTS, RECOMMENDATIONS, OR CONTENT PROVIDED THROUGH THE SERVICE.

We are not responsible for any loss or inconvenience resulting from modifications, suspensions, or discontinuations of any part of the Service.

PLATFORM MEDIA MAY CONTAIN ROMANTIC STORYLINES, MILD SUGGESTIVE THEMES, OR DIALOGUE WITH MATURE SITUATIONS, OFFENSIVE, INDECENT, OR OBJECTIONABLE CONTENT, AS WELL AS OTHER CONTENT THAT MAY NOT BE SUITABLE FOR ALL AUDIENCES. THE COMPANY DOES NOT GUARANTEE THAT ALL PLATFORM MEDIA WILL BE SUITABLE FOR ALL USERS OR WILL COMPLY WITH THE CONTENT STANDARDS OR LEGAL REQUIREMENTS OF EVERY JURISDICTION.

By accessing or using the Service, you acknowledge and agree that you may encounter such Platform Media, and that use of the Service is at your own discretion and risk. It is your sole responsibility to ensure that your access to Platform Media is lawful in your jurisdiction and appropriate for your age and personal sensitivities.

The Company disclaims all liability for any claims, losses, or damages arising from exposure to explicit content through the Service. The Company may, but is not obligated to, implement labels, filters, or access controls for explicit content.

THE COMPANY MAKES NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT ALL PLATFORM MEDIA OR SERVICE FEATURES WILL BE ACCESSIBLE OR AVAILABLE ON EVERY DEVICE, OPERATING SYSTEM, OR VERSION OR DISTRIBUTION OF THE SERVICE. THE AVAILABILITY, ACCESSIBILITY, AND FUNCTIONALITY OF PLATFORM MEDIA AND RELATED FEATURES MAY BE LIMITED, SUSPENDED, MODIFIED, OR WITHDRAWN AT ANY TIME, IN WHOLE OR IN PART, WITHOUT NOTICE, INCLUDING BUT NOT LIMITED TO CIRCUMSTANCES ARISING FROM TECHNICAL LIMITATIONS, LICENSING RESTRICTIONS, COMPLIANCE WITH APPLICABLE LAW, OR THE POLICIES, REQUIREMENTS, OR ACTIONS OF THIRD-PARTY PLATFORM PROVIDERS (SUCH AS THE APPLE APP STORE AND GOOGLE PLAY).

PLATFORM MEDIA ACCESSED, UNLOCKED, OR MADE AVAILABLE ON ONE PLATFORM OR DEVICE (INCLUDING VIA THE WEBSITE, APPLE APP STORE, OR GOOGLE PLAY) MAY NOT BE ACCESSIBLE, USABLE, OR TRANSFERABLE ACROSS OTHER PLATFORMS OR DEVICES. THE COMPANY IS NOT RESPONSIBLE FOR ANY LOSS OF ACCESS TO PLATFORM MEDIA OR FEATURES RESULTING FROM ANY CHANGE OF PLATFORM, DEVICE, USER ACCOUNT, OR SERVICE OFFERING.

IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY LOSS, DAMAGE, LOSS OF ACCESS, OR INABILITY TO USE PLATFORM MEDIA OR SERVICE FEATURES ARISING FROM OR IN CONNECTION WITH PLATFORM OR VENDOR RESTRICTIONS, LIMITATIONS, MODIFICATIONS, SUSPENSIONS, OR WITHDRAWALS.

YOUR ACCESS TO AND USE OF THE SERVICE (INCLUDING THE APP, CONTENT, AND USER CONTENT) AND THIRD-PARTY ADS ARE AT YOUR OWN RISK. YOU AGREE THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE, LOSS OF DATA, OR OTHER HARM THAT RESULTS FROM YOUR USE OF THE SERVICE.

THESE LIMITATIONS OF LIABILITY FORM A FUNDAMENTAL BASIS OF THE AGREEMENT BETWEEN YOU AND THE COMPANY. WITHOUT THESE LIMITATIONS, WE WOULD NOT BE ABLE TO OFFER THE SERVICE UNDER THE SAME TERMS.

BY ACCEPTING THESE TERMS, YOU RECOGNIZE AND AGREE THAT YOU MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE CURRENTLY UNKNOWN OR UNSUSPECTED.

IF ANY REMEDY SET FORTH IN THESE TERMS IS FOUND TO HAVE FAILED ITS ESSENTIAL PURPOSE, ALL REMAINING LIMITATIONS OF LIABILITY SHALL STILL APPLY. ADDITIONAL CONSUMER RIGHTS MAY APPLY DEPENDING ON YOUR JURISDICTION.

The Company makes no representation that the Service is accessible, appropriate or legally available for use in your jurisdiction, and accessing and using the Service is prohibited from territories where doing so would be illegal. You access the Service at your own initiative and are responsible for compliance with local laws.

You must send the Notice to the Company at the following address:

400 S. 4th Street, Suite 500, Las Vegas, NV 89101 - Attention: Legal XOLY LIMITED

If we need to send you a Notice, we will send the Notice to you at the contact information we have available for you, which may include, if applicable, the contact information associated with your account.

Compliance with these Informal Dispute Resolution Procedures is Mandatory and Pre-Filing Notice procedures (including the Video Conference requirement) are a condition precedent to initiating any arbitration or small claims court action. Failure to follow the procedures is a breach of this Arbitration Agreement.

The Mandatory Pre-Filing Notice procedures are essential so that you and the Company have a meaningful opportunity to resolve Disputes in an inexpensive and efficient manner. Unless prohibited by applicable law, the arbitration provider shall not accept or administer any demand for arbitration unless the party bringing the demand for arbitration certifies in writing that the Mandatory Pre-Filing Notice procedures (including the Video Conference requirement) were fully satisfied. If the party bringing the demand for arbitration fails to include a written certification that the Pre-Filing Notice procedures (including the Video Conference) were met, then the arbitration forum shall administratively close the demand for arbitration and no fees shall be due from the responding party. A court of competent jurisdiction shall have authority to enforce this provision and to enjoin any arbitration proceeding or small claims court action accordingly.

All offers, promises, conduct, and statements made in the course of the Mandatory Pre-Filing Notice process by any party, its agents, employees, and attorneys are confidential and not admissible for any purpose in any subsequent proceeding (except as required to certify in writing that the Mandatory Pre-Filing Notice procedures were completed before submitting a demand for arbitration). Evidence that is otherwise admissible or discoverable shall not be rendered inadmissible or non-discoverable by this section.

Subject to applicable jurisdictional requirements and Mandatory Pre-Filing Notice requirements explained above, you or the Company may elect to pursue a Dispute in a local small claims court rather than through arbitration, so long as the matter remains in small claims court and proceeds only on an individual basis. If a party has already submitted an arbitration demand, the other party may, in its sole discretion, inform the arbitral forum that it chooses to have the Dispute heard in small claims court. At that time, the arbitral forum will administratively close the arbitration and the Dispute will be heard in the appropriate small claims court, with no fees due from the arbitration respondent.

If NAM is unavailable or unwilling to do so, another arbitration provider shall be selected by the parties that will do so, or if the parties are unable to agree on an alternative administrator, by the court pursuant to 9 U.S.C. §5.

The arbitration will be in English. A single independent and impartial arbitrator will be appointed remotely pursuant to the NAM Rules, as modified herein. You and the Company agree to comply with the following rules, which are intended to streamline the dispute resolution process and reduce the costs and burdens on the parties: (i) the arbitration will be conducted online and/or be solely based on written submissions, the specific manner to be chosen by the party initiating the arbitration; (ii) the arbitration will not require any personal appearance by the parties or witnesses unless otherwise mutually agreed in writing by the parties or the arbitrator decides that a formal hearing is necessary.; and (iii) any judgment on the award the arbitrator renders may be entered in any court of competent jurisdiction.

If an in-person hearing is required and you reside in the United States, the hearing will take place in Florida, unless the arbitrator determines that this would pose a hardship for you, in which case the in-person hearing may be conducted in the claimant's state and county of residence.

The award of the arbitrator will be in writing and will include a statement setting forth the reasons for the disposition of any claim. The arbitrator will apply the laws of the State of Florida in conducting the arbitration. You acknowledge that these terms and your use of the Service evidences a transaction involving interstate commerce. The United States Federal Arbitration Act will govern the interpretation, enforcement, and proceedings.

The Arbitrator is bound by and shall adhere to this Arbitration Agreement. In the event NAM Rules conflict with this Arbitration Agreement, the terms of this Arbitration Agreement shall control. If the Arbitrator determines that strict application of any term of this Arbitration Agreement would result in a fundamentally unfair arbitration, then the Arbitrator shall have the authority to modify such term to the extent necessary to ensure a fundamentally fair arbitration that is consistent with efficient and inexpensive resolution of Disputes.

Unless you and Company otherwise agree, the arbitration will be conducted virtually via video or teleconference.

Barring extraordinary circumstances, the arbitrator will issue their decision within 120 days from the date the arbitrator is appointed. The arbitrator may extend this time limit for an additional 30 days in the interests of justice. All arbitration proceedings will be closed to the public and confidential, and all records relating thereto will be permanently sealed, except as necessary to obtain court confirmation of the arbitration award. The award of the arbitrator will be in writing and will include a statement setting forth the reasons for the disposition of any claim.

The arbitration award is binding only between you and the Company and will not have any preclusive effect in another arbitration or proceeding that involves a different party.

The payment of arbitration fees (the fees imposed by the arbitration administrator including filing, arbitrator, and hearing fees) will be governed by the applicable NAM Rules, unless you qualify for a fee waiver under applicable law. If after exhausting any potentially available fee waivers, the arbitrator finds that the arbitration fees will be prohibitive for you as compared to litigation, we will pay as much of your filing, arbitrator, and hearing fees in the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive, regardless of the outcome of the arbitration, unless the arbitrator determines that your claim(s) were frivolous or brought for an improper purpose or asserted in bad faith.

You and we agree that arbitration should be cost-effective for all parties and that any party may engage with NAM to address the reduction or deferral of fees.

Upon either your or our request, the Arbitrator will issue an order requiring that confidential information of either party disclosed during the arbitration (whether in documents or orally) may not be used or disclosed except in connection with the arbitration or a proceeding to enforce the arbitration award and that any permitted court filing of confidential information must be done under seal.

At least ten (10) calendar days before the date set for the arbitration hearing, you or the Company may serve a written offer of judgment upon the other party to allow judgment on specified terms. If the offer is accepted, the offer with proof of acceptance shall be submitted to the arbitration provider, who shall enter judgment accordingly. If the offer is not accepted prior to the arbitration hearing or within thirty (30) calendar days after it is made, whichever occurs first, it shall be deemed withdrawn, and cannot be given as evidence in the arbitration. If an offer made by one party is not accepted by the other party, and the other party fails to obtain a more favorable award, the other party shall not recover their post-offer costs and shall pay the offering party's costs from the time of the offer (which, solely for purposes of offers of judgment, may include reasonable attorneys' fees to the extent they are recoverable by statute, in an amount not to exceed the damages awarded).

The parties agree that any disputes with respect to settlement offer(s) or offer(s) of judgment in a Mass Filing are to be resolved by a single arbitrator to the extent such offers contain the same material terms. For arbitrations involving represented parties, the represented parties' attorneys agree to communicate individual settlement offer(s) or offer(s) of judgment to each and every arbitration claimant or respondent to whom such offers are extended.

If you opt out of this Arbitration Agreement, all other parts of the terms and any other agreements between you and the Company will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that you may currently have, or may enter in the future, with us.

If you reside in the United States, the laws of the State of Florida, excluding its conflicts of law rules, govern this Agreement and your use of the Service, except when the substantive laws of the state where your claim arose prohibit doing so. In that situation, the arbitrator will apply the substantive law of the state where your claim arose. Your use of the Service may also be subject to other local, state, national, or international laws. To the extent that any action relating to any dispute hereunder shall be brought in a court of law, such action will be subject to the exclusive jurisdiction of the state and federal courts located in Florida, and you hereby irrevocably submit to personal jurisdiction in such courts, and waive any defense of inconvenient forum.

If you reside outside the United States, these Terms, the Service, and the relationship between you and the Company shall be governed by the laws of the Republic of Cyprus, without regard to conflict of law rules. Nothing contained in these Terms shall constitute an agreement to the application of the laws of any other nation to the Service. You agree that the Service shall be deemed a passive service that does not give rise to personal jurisdiction over the Company, either specific or general, in jurisdictions other than the Republic of Cyprus. The sole and exclusive jurisdiction and venue for any action or proceeding arising out of or related to these Terms shall be in the competent courts of Nicosia, Cyprus, and you hereby submit to the jurisdiction and venue of said courts.

Any proceedings arising under these Terms shall be brought before the competent courts of Nicosia, Cyprus, which shall have exclusive jurisdiction; provided, however, that nothing in this section shall prevent you from bringing proceedings before the competent courts of your habitual residence in the EEA or UK where mandatory consumer protection laws so require.

To the extent applicable, the Company operates the Service in accordance with the Digital Services Act (Regulation (EU) 2022/2065).

These Terms, the Service, and any dispute between you and the Company shall be governed by the laws of the Republic of Cyprus, excluding its conflict of law provisions.

If you are a California resident, in accordance with Cal. Civ. Code § 1789.3, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834, or by telephone at (800) 952-5210.